2024 Max 401k Contribution 50 Year Olds Over 65 . In 2025, that rises to $23,500. Savers will be able to contribute as much as $23,000 in 2024 to a 401 (k), up from $22,500 in 2023, an increase of $500 from 2023.
However, individual retirement account (ira) contributions will continue to be $7,000 in 2025, the same as in 2024. So, for those individuals, the total 401(k) contribution cap is $30,500.
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